Here’s my take and the list of 6 most-important aspects I’d stick to. Note: This answer is a 10-15 minute attentive read.
A great portion of people deal with their lives the way it accidentally happens, for the most part its just unconscious. Only sometimes, they try and deviate from what’s on the way and exercise any control upon it. This puts people under what they term as distress (a big made-up mental burden). Then the “emotions” are directly false-attributed to unpaid bills, debt,